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Subly vs Wallos

Wallos is open source and runs on your own server, with entry by hand. Subly runs for you: it reads statements, connects banks, sends renewals to owners in Slack and tracks money coming in, with nothing to host or update.

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14 days of Business, no credit card. Free plan after that.

Why people pick Subly over Wallos

The differences that matter

  • Nothing to run

    Subly
    Hosted, backed up, supported
    Wallos
    Your server, your updates

    No server, updates or backups to look after, and email support from Personal.

  • Finds charges for you

    Subly
    Statement, bank, receipts
    Wallos
    Manual entry

    Upload a statement or connect a bank, and every recurring charge shows up without typing.

  • For a team

    Subly
    Owners and a Slack app
    Wallos
    Household members

    Give each item an owner and let renewals reach them in Slack, Teams or email.

What you would pay

The price for your team, with renewal alerts on

Each product’s cheapest plan that fits, at list prices, Nov 2026. Subly yearly billing costs about two months less.

Monthly price for each team size
TeamSublyWallos
Just you, 30 tools$5/monthPersonal$0/monthSelf-hosted · Plus your server
3 people$5/monthPersonal$0/monthSelf-hosted · Plus your server
10 people$19/monthBusiness · Slack app and forecast included$0/monthSelf-hosted · Plus your server

Feature by feature · checked Nov 2026

Subly and Wallos, line by line

Where a vendor’s own site doesn’t mention something, the table says so instead of guessing.

  • Yes:
  • Partly:
  • No:
  • Not stated:
SublyWallos
Getting your data in
Reads a bank or card statementUpload a file and it finds what repeatsYes:Subly: PDF or CSV, no bank login. One on Free, unlimited from PersonalNot stated:Wallos: Not stated; manual entry
Bank connectionYes:Subly: US, Canada and Europe, read-only through Plaid. From PersonalNot stated:Wallos: Not stated on its site
Picks up receipts or invoicesYes:Subly: Forward receipts to your own Subly address. From PersonalNot stated:Wallos: Not stated on its site
Imports revenue from StripeYes:Subly: Recurring revenue from Stripe. Business and TeamNot stated:Wallos: Not stated on its site
Lifetime deals and refund windowsYes:Subly: AppSumo import and a heads-up before each refund window closes. Every planNot stated:Wallos: Not stated on its site
Hearing about it in time
Renewal alerts by emailYes:Subly: Every plan, Free includedYes:Wallos: Email
Alerts in SlackYes:Subly: A Slack app with Keep, Plan to cancel and Snooze buttons. From BusinessNot stated:Wallos: Not stated on its site
Teams, Discord or TelegramYes:Subly: Microsoft Teams, Discord, Telegram and push. From PersonalYes:Wallos: Discord, Telegram, Pushover, Gotify, webhooks
Tells you about price risesYes:Subly: “Notion Plus went up 20%: $10 → $12”. Every planNot stated:Wallos: Not stated on its site
Catches charges after you cancelledYes:Subly: Every planNot stated:Wallos: Not stated on its site
The whole picture
Money coming inClient retainers, payouts, recurring revenueYes:Subly: Retainers, payouts and recurring revenue next to costs. Every planNot stated:Wallos: Not stated on its site
Cash forecastYes:Subly: 13 weeks of your balance, with what-ifs. Business and TeamNot stated:Wallos: Not stated on its site
Several currenciesYes:Subly: 150+, each item in its own, totals in yoursYes:Wallos: Yes, with a free Fixer API key
People and owners
People on the accountYes:Subly: 3 on Personal, 10 on Business, 20 on TeamYes:Wallos: Household members and users
An owner on every itemYes:Subly: Renewals go to the owner, who decides. From PersonalNot stated:Wallos: Not stated on its site
AI and automation
AI assistantYes:Subly: Claude connector (MCP) and Ask Subly. From PersonalPartly:Wallos: Recommendations through your own AI model
API and webhooksYes:Subly: REST API and signed webhooks. From PersonalYes:Wallos: API
Price and reach
Free planYes:Subly: Up to 20 items, with email alertsYes:Wallos: Open source; you host it
Where it worksYes:Subly: Anywhere. Statement upload needs no bankYes:Wallos: Wherever you host it

Fair is fair

What Wallos does well

  • Open source under GPL-3.0, and your data stays on your server.
  • Alerts by email, Discord, Pushover, Telegram, Gotify and webhooks.
  • Bring your own AI model for recommendations, including a local one.

Pick Wallos if

You already self-host, want your data on your own machine and are happy to enter items by hand.

Pick Subly if

You want every recurring payment found for you, in and out, with an owner who hears before it renews.

Made by Subly. What we say about Wallos comes from its own website, checked November 5, 2026. Spotted something out of date? Tell us and we will fix it.

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Questions

Frequently asked questions

Is Wallos free?

Yes. It is open source under GPL-3.0; you pay only for the server you run it on.

Can I export my data from Subly?

Yes, everything, at any time. If you leave, your data is deleted.

How is my data handled?

Your data is yours. It is encrypted in transit and at rest, never sold and never used for any other purpose. Bank connections are read-only. You can download all your data at any time, and if you ever decide to leave Subly, your data is deleted from our servers.

Try it on your own numbers.

Upload one statement and see every recurring charge Subly finds, with what renews next and what went up. Then decide.

Start free trial

Free for 14 days with the full Business plan, no credit card needed. The Free plan is yours to keep.